Privacy Policy
Protecting Your Information
Brighton Asset Management ("BAM") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your information when you visit our website, submit a loan application, communicate with us, or otherwise interact with BAM. By using our website or services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
A. Information You Provide to Us: This includes information you voluntarily submit through forms, applications, emails, calls, or other means of communication.
B. Information Automatically Collected: When you visit our website, we may automatically collect:
- IP address
- Browser type and operating system
- Pages viewed
- Device identifiers
- Cookies and tracking technologies
- Other information provided by Squarespace and/or Google Analytics
C. Third-Party Information: Throughout the timeline of a business inquiry with BAM, we may receive information from:
- Credit bureaus
- Background check vendors
- Public records
- Appraisers, title companies, or other service providers you authorize
2. How We Use Your Information
We do not sell your personal information. We use the information we collect for purposes including:
- Processing and evaluating loan applications
- Communicating with you about your loan, inquiries, or services
- Conducting due diligence, credit review, underwriting, and risk assessment
- Complying with legal, regulatory, and reporting obligations
- Improving our website, operations, and customer experience
- Preventing fraud, safeguarding our operations, and managing internal risk
3. Sharing Your Information
We do not share information with unrelated third parties for their own marketing purposes. We may share your information with:
A. Service Providers: Such as:
- Credit reporting agencies
- Appraisers
- Title and escrow companies
- Legal and accounting professionals
- Marketing and analytics tools
- Cloud storage and hosting providers
B. Regulatory & Compliance Requirements: We may share information to comply with:
- State and federal lending regulations
- Court orders or legal processes
- Fraud prevention or security obligations
C. Business Operations: Information may be shared among members of BAM's internal team for operational needs, including underwriting, servicing, and compliance.
4. Cookies & Tracking Technologies
Our website may use cookies, analytics tools, and similar technologies to:
- Analyze website traffic
- Improve site performance
- Understand user behavior
5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information, including:
- Secure data servers
- Limited access controls
- Encrypted communications where applicable
However, no method of transmission is fully secure. We cannot guarantee absolute security.
6. Data Retention
We retain personal information for as long as necessary to:
- Provide services
- Comply with legal and regulatory obligations
- Maintain proper business records
7. Your Rights & Choices
Depending on your location, you may have the right to:
- Request access to the information we hold
- Request correction or deletion
- Opt out of certain communications
- Limit certain uses of your data
To exercise these rights, contact us at info@brightonassetmanagement.com.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their content or privacy practices. We encourage you to review their policies before providing personal information.
9. Children's Privacy
We do not knowingly collect information from children.
10. Changes to This Privacy Policy
We may update this policy periodically. Any changes will be posted on this page with a new "Last Updated" date. Your continued use of our website or services constitutes acceptance of the updated policy.
11. Contact Us
For questions about this Privacy Policy or our data practices, please contact us at info@brightonassetmanagement.com.