Privacy Policy
Protecting Your Information
Brighton Asset Management (“BAM”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your information when you visit our website, submit a loan application, communicate with us, or otherwise interact with BAM. By using our website or services, you agree to the terms of this Privacy Policy.
1. Information We Collect: We may collect the following types of information:
A. Information You Provide to Us: This includes information you voluntarily submit through forms, applications, emails, calls, or other means of communication.
B. Information Automatically Collected: When you visit our website, we may automatically collect:
IP address
Browser type and operating system
Pages viewed
Device identifiers
Cookies and tracking technologies
Other information provided by Squarespace and/or Google Analytics
C. Third-Party Information: Throughout the timeline of a business inquiry with BAM, we may receive information from:
Credit bureaus
Background check vendors
Public records
Appraisers, title companies, or other service providers you authorize
2. How We Use Your Information: We do not sell your personal information. We use the information we collect for purposes including:
Processing and evaluating loan applications
Communicating with you about your loan, inquiries, or services
Conducting due diligence, credit review, underwriting, and risk assessment
Complying with legal, regulatory, and reporting obligations
Improving our website, operations, and customer experience
Preventing fraud, safeguarding our operations, and managing internal risk
3. Sharing Your Information: We do not share information with unrelated third parties for their own marketing purposes. We may share your information with:
A. Service Providers: Such as:
Credit reporting agencies
Appraisers
Title and escrow companies
Legal and accounting professionals
Marketing and analytics tools
Cloud storage and hosting providers
B. Regulatory & Compliance Requirements: We may share information to comply with:
State and federal lending regulations
Court orders or legal processes
Fraud prevention or security obligations
C. Business Operations: Information may be shared among members of BAM’s internal team for operational needs, including underwriting, servicing, and compliance.
4. Cookies & Tracking Technologies: Our website may use cookies, analytics tools, and similar technologies to:
Analyze website traffic
Improve site performance
Understand user behavior
5. Data Security: We implement reasonable administrative, technical, and physical safeguards to protect your information, including:
Secure data servers
Limited access controls
Encrypted communications where applicable
However, no method of transmission is fully secure. We cannot guarantee absolute security.
6. Data Retention: We retain personal information for as long as necessary to:
Provide services
Comply with legal and regulatory obligations
Maintain proper business records
7. Your Rights & Choices Depending on your location, you may have the right to:
Request access to the information we hold
Request correction or deletion
Opt out of certain communications
Limit certain uses of your data
To exercise these rights, contact us at info@brightonassetmanagement.com
8. Third-Party Links: Our website may contain links to third-party websites. We are not responsible for their content or privacy practices. We encourage you to review their policies before providing personal information.
9. Children’s Privacy: We do not knowingly collect information from children.
10. Changes to This Privacy Policy: We may update this policy periodically. Any changes will be posted on this page with a new “Last Updated” date. Your continued use of our website or services constitutes acceptance of the updated policy.
11. Contact Us: For questions about this Privacy Policy or our data practices, please contact us at info@brightonassetmanagement.com.