Built For Serious Investors
Brighton Asset Management (BAM) is a family-owned and operated private lender providing fast, reliable short-term financing to real estate investors nationwide.
Speed
Act fast in a market that demands it. Our streamlined process puts capital in your hands quickly, with no credit pull, appraisal, or upfront costs to apply.
Reliability
As a direct, family-owned lender, decisions are made in-house, so the terms you're quoted are the terms you close on. We never miss a closing.
Underwriting Clarity
Straightforward criteria and first-lien-only loans mean no surprises at the closing table.
Loan Program Snapshot
A quick look at how our short-term loans are structured.
Collateral Types We Finance
Asset-based financing catering to many types of real estate investments.
Non-Owner Occupied Single Family
Purchase and construction financing for 1-4 unit properties in need of rehab, up to 65% of ARV.
Multifamily
Acquisition and rehab financing for 5-500 unit properties. Rent roll and P&L required.
Commercial or Industrial
Short-term financing to bridge acquisition, reposition, or refinance of commercial, industrial, and flex-space assets.
Mixed Use
Financing for properties combining residential, retail, or commercial components.
Horizontal Development
Financing to prepare and improve land for offtake or vertical construction.
Ground-Up Construction
New construction financing with a draw schedule. Experience, timeline, blueprints, and permits required.
We do not finance owner-occupied or primary residences, single-use commercial properties, brownfields, or raw land.
Our Funding Process
From application to closing, here's exactly what to expect.
Application Submission
When you're ready to start investing, submit a loan application. There is not a credit pull, so don't worry about your credit score being affected.
Project Review
Our team will quickly review and assess the property value, including After Repair Value, to determine whether your opportunity meets our loan approval criteria.
Loan Approval & Documentation
Once your loan is approved, we will reach out to collect all necessary information and documentation to ensure your target closing date is met.
Deal Closing
BAM provides the funds needed to secure your property and kickstart your initial repair budget, along with the final amounts required to secure the loan.
Common Questions
A few of the most common questions from borrowers before they apply.
Is there a credit pull to apply? +
Is Brighton Asset Management a direct lender? +
How fast can I close? +
What is the minimum required credit score? +
What states do you lend in? +
Ready to Fund Your Next Deal?
Get a decision within days: no credit pull, no appraisal, just streamlined financing.
Start Your Loan Application