Loan Types

What Types of Loans Does Brighton Asset Management Offer?

Brighton Asset Management offers short-term business-purpose real estate loans including fix-and-flip loans, bridge loans, renovation financing, construction financing, and cash-out refinance loans.

What Is a Bridge Loan?

A bridge loan is a short-term real estate loan that provides temporary financing until a longer-term solution becomes available, such as selling a property or refinancing into permanent financing. Bridge loans are designed to help investors move quickly when timing is critical.

Real estate investors commonly use bridge loans to purchase investment properties, refinance existing debt, access property equity, or acquire properties before arranging permanent financing. Because bridge loans prioritize speed and flexibility, they often close much faster than conventional bank loans.

Bridge loans are frequently used when an investor needs to act quickly on an opportunity, stabilize a property before refinancing, or bridge the gap between purchasing one property and selling another.

Brighton Asset Management provides bridge financing for a wide variety of investment properties and structures each loan based on the property's value, borrower strength, available equity, and exit strategy.

What Is a Fix-and-Flip Loan?

A fix-and-flip loan is a short-term loan used to purchase and renovate a property with the goal of reselling it for a profit. Brighton Asset Management regularly finances fix-and-flip projects for experienced and emerging real estate investors.

Does Brighton Asset Management Offer Cash-Out Refinancing?

Yes. Brighton Asset Management provides cash-out refinance financing for investment properties when supported by sufficient equity, property value, borrower qualifications, and an acceptable exit strategy.

Does Brighton Asset Management Finance Rental Properties?

Yes. Brighton Asset Management finances non-owner occupied rental properties including single-family rentals, multifamily properties, mixed-use buildings and commercial real estate.

Eligible Properties

What Property Types Does Brighton Asset Management Finance?

Brighton Asset Management finances a variety of investment properties, including non-owner-occupied single-family residences, multifamily properties, mixed-use properties, industrial properties, and commercial real estate properties.

Does Brighton Asset Management Lend on Owner-Occupied Homes?

No. Brighton Asset Management provides business-purpose financing and does not originate consumer mortgages for owner-occupied primary residences.